Open an account
Free to start. There is no paid part.
Community Credit, circles, savings and Wiremi to Wiremi transfers are free, in full. There is no plan to choose and no subscription to cancel.
No card required. No subscription, ever.
Getting started
Four steps, and only one of them takes any effort.
- 01Two minutes
Download and register
Email, a PIN, and you are in. Available on iOS and Android.
- 02Asked once, ever
Verify once
Government ID and proof of address. You are never asked again, not to enrol in reporting, not to become a benefactor.
- 0365% of the score
Join or start a circle
The heaviest source in your score. Invite the people you already save with, or join a circle that is running.
- 04From day one
The record begins
Your first contribution clears and Community Credit starts. Everything after that compounds.
Free for every member
Everything that builds the file.
A credit file you cannot build without paying is not a credit file, it is a subscription. So there is no subscription, and nothing gates the score.
How the score worksStart with a circle.
It is the heaviest source in the score, it needs no documents, and you probably already know the ten people.