Cards
A card that spends from the account already keeping your record.
Issue a virtual card, fund it from your wallet and add it to Apple Pay or Google Pay. Tap to pay in store, check out online, freeze it in one tap.
Apple Pay and Google Pay
Put it in your phone. Tap to pay, wherever cards are taken.
Add your Wiremi card to Apple Pay or Google Pay and pay with your phone at the counter, on transit and anywhere contactless is taken, in Canada and abroad. Online and in apps it checks out like any other card.
Tap in store
At the counter, on transit, anywhere contactless is taken.
Check out online
Shopping, subscriptions, bookings and apps.
Spend abroad
Prepaid in US dollars, paid from your wallet.
•••• 4821
Virtual · USD
Tapped to pay
Café · $6.80
Where it gets used
Three moments a card earns its place.
Online, abroad and at the counter. The card below is the control everyone asks about: freeze it, and nothing can be charged to it until you say so.
•••• •••• •••• 0937
Everyday
USD
•••• •••• •••• 4821
Fatima
USD
Freeze card
Ready to spend
Streaming plan
Declined, card frozen
Subscriptions and shopping online
Give each service its own card and a limit. If a free trial forgets to end, freeze the card and the charge does not go through.
Airport transit
$18.40 paid
Paying while you travel
Hotels, rides and tickets in dollars, paid from the wallet you already keep on Wiremi, with the charge in your activity as it happens.
Tapped with Apple Pay
$24.75 paid
Tap at the counter
Add the card to Apple Pay or Google Pay and tap your phone wherever contactless is taken, at home or abroad. Spending power comes from the balance you move onto it.
How a card lives
Issued, funded, spent, frozen. All from one screen.
01 · Minutes
Issue
Create a virtual card in the app. It arrives live, with a number, an expiry and a CVV.
02 · From your wallet
Fund
Move money onto the card from your wallet. The source is named on the card itself.
03 · Receipt on each
Spend
Every expense opens a receipt with what it was, where it went and what you can do about it.
04 · One tap
Freeze
Freeze a card instantly and unfreeze it just as fast. A frozen card shows as frozen everywhere.
Said plainly
Card spend is not one of the three sources.
Community Credit is built from circle faithfulness, loan repayment and savings held. A card is a way to use the money you hold. It is not a way to build the file, and we will not tell you otherwise.
Questions people actually ask
- Are these physical cards?
- No. Wiremi cards are virtual. They are issued in the app and are live immediately, with a number, an expiry and a CVV you can reveal when you need them.
- Does card spend build my Community Credit?
- No. The score reads circle faithfulness, loan repayment and savings held. See the weights.
- Can I freeze a card and unfreeze it later?
- Yes, per card and instantly, from the card management screen. A frozen card shows as frozen everywhere it appears.
- What funds a card?
- Your Wiremi wallet on a personal profile, or the operating balance on a business profile. The funding source is named on the card itself.
- What does a card cost?
- A virtual card is $5 to issue and $1 a month to keep. Any other fee is shown in the app before you confirm.
- Can I add it to Apple Pay or Google Pay?
- Yes. Add your Wiremi card to Apple Pay on an iPhone or Google Pay on Android, then tap your phone to pay wherever contactless is taken.
- Can I use it abroad?
- Yes. Cards are prepaid in US dollars and work wherever cards are accepted online, and in person through Apple Pay or Google Pay where contactless is taken.
- Can my business have cards too?
- Yes. A Wiremi Business profile issues its own cards from the operating balance, kept apart from your personal ones. Wiremi Business.